Terms of Use (Draft)

By using this website or registering for the free live training, you agree to these terms. If you do not agree, do not use the site or register. These terms apply to the website and the free training only. Any paid program is governed by its own separate written agreement.

You must be at least 18 years old to use this site or register for the training. The content is intended for mortgage professionals and related industry participants.

You agree to provide accurate and current information when you register, and to keep it accurate. Registration may be declined or revoked if the information provided is false or misleading.

When you register, you agree to receive transactional messages about the session, including confirmations, join details, and reminders. Marketing email is optional and can be stopped through the unsubscribe link. Text message reminders require separate opt in and can be stopped by replying STOP.

The training and all site content are educational and informational. They are general in nature and are not tailored to your situation, your market, or your institution.

Nothing presented is mortgage advice, legal advice, compliance advice, tax advice, or financial advice. You are solely responsible for your own compliance with all applicable laws, regulations, licensing rules, advertising rules, and the policies of your employer or sponsoring institution. Consult your own qualified advisors before acting on anything you learn.

No representation is made that you will achieve any particular result. Outcomes depend on your market, your effort, your execution, and factors outside anyone's control. Any example discussed is illustrative and is not a promise of loans, leads, income, or performance.

All content on this site and in the training, including the frameworks, slides, written materials, recordings, names, and logos, is owned by the hosts or their licensors and is protected by intellectual property law. You may use it for your own personal and internal professional purposes. You may not record, copy, resell, republish, or redistribute it without written permission.

You agree not to disrupt the site or the live session, share access credentials or join links with people who did not register, harvest information about other attendees, upload malicious code, attempt unauthorized access, scrape the site by automated means, or use the site or the training for any unlawful purpose.

The site and the training rely on third-party platforms for registration, messaging, and delivery, and may link to third-party resources. Those services are governed by their own terms and privacy policies. We do not control them and are not responsible for their content, availability, or practices.

The training is offered at no cost. Session dates and times may change, and a session may be rescheduled or cancelled. If that happens, registrants will be notified using the contact information they provided. Replay availability, if any, is not guaranteed and will be described in the event emails.

The site and the training are provided on an as is and as available basis, without warranties of any kind, whether express or implied, to the maximum extent permitted by applicable law. No warranty is made that the site will be uninterrupted, error free, or secure, or that any content is complete, accurate, or current.

To the maximum extent permitted by applicable law, the hosts and their affiliates are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost revenue, lost data, or business interruption arising from your use of the site or the training. A specific liability cap has not been set and must be confirmed with counsel before publication.

You agree to indemnify and hold harmless the hosts and their affiliates from claims, damages, losses, and expenses, including reasonable legal fees, arising from your use of the site or the training, your violation of these terms, or your violation of any law or the rights of a third party.

Access to the site or the training may be suspended or terminated at any time, with or without notice, including for violation of these terms or conduct that disrupts the session for other attendees.

These terms may be updated. The effective date at the top of the page will be revised when they are. Continued use of the site after an update means you accept the revised terms.

The governing law, venue, and dispute resolution provisions have not been determined. No governing state, jurisdiction, or forum is asserted here. This section must be completed by a qualified attorney before publication.

If any provision of these terms is found unenforceable, that provision will be limited or removed to the minimum extent necessary and the remaining provisions will stay in full force.

These terms, together with the privacy policy, are the entire agreement between you and the hosts regarding the website and the free live training, and they supersede prior understandings on that subject. A separate signed agreement controls any paid engagement.

Questions about these draft terms can be sent through the contact page.